4+ Best Pet Insurance Providers in the UK Compared (2024 - 2025)

When choosing a pet insurance provider in the UK, it's important to consider various factors such as the type of cover, vet fee limits, excess payments, and any specific benefits that are important to you. Many providers offer different types of policies, with "lifetime" being the most comprehensive.

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Agria Pet Insurance

https://www.agriapet.co.uk/

Awarded 'Best Buy' by Which? in 2025 and recognized as the UK's first carbon-positive insurer. Agria offers specialist lifetime pet insurance with up to £20,000 towards vet bills every year and promises no premium increases when you claim.

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Petplan

https://www.petplan.co.uk/

The UK's number 1 pet insurer, with over 45 years of experience. They offer 'Covered For Life' plans with a Claims Pricing Guarantee, meaning your premium won't increase just for claiming. They pay 97% of claims and can pay vets directly.

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The Kennel Club

https://www.thekennelclub.org.uk/insurance/

As the UK's Number 1 Pet Insurer, they offer lifetime protection for illnesses and injuries with up to £25,000 in vet bills every year. They boast a 97% claim payment rate and provide free 24/7 vet video calls.

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Co-op Pet Insurance

https://www.co-opinsurance.co.uk/pet-insurance

Offers lifetime and time-limited policies with options for Co-op members to get a discount. Includes dental cover as standard and provides 24/7 access to vets online. There is no maximum age limit for cover.

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